Celebrating 20 Years of Excellence.

For more than two decades, we’ve focused on one thing: helping older homeowners use the equity they’ve earned to support the retirement they want. 

All Reverse Mortgage is a HUD-approved HECM lender with an A+ BBB rating and some of the highest customer reviews in the country. That comes from doing things the right way — clear numbers, no pressure, and service you can trust.

A+ Rated Accredited Business (4.99/5 Stars)

-Better Business Bureau

Back to Back Torch Ethics Finalists 2021 & 2022

-Better Business Bureau

BBB Torch Finalist

Rated #1 Reverse Mortgage Company of 2024

-Caring.com

Rated #1 Consumer Reverse Mortgage Website

-Jack Guttentag - Mortgage Professor

5-Star Rating from Google Reviewers 

-Google My Business

Reverse Mortgage Rate Comparison (2025) 

Verified HUD Data from Top 20 HECM Lenders

Based on HUD FHA case endorsement data from Sept. 1, 2024 – Aug. 31, 2025. Rates shown reflect average note rate at endorsement, not a rate quote. Actual borrower rates vary and may change without notice. Report compiled Oct. 13, 2025. HUD data source: https://entp.hud.gov/sfnw/public/ Top 20 lender list: https://www.rminsight.net/wp-content/uploads/2025/10/Lenders_202509.pdf (Access this data file here.)

Instant ARLO™ Quote

See Eligibility, Real Interest Rates, APR & Closing Costs.

Most online calculators only give rough estimates — skipping key numbers like real interest rates, APR, and closing costs. That may work for a ballpark figure, but when you’re making a serious financial decision, you deserve real lender-backed numbers you can rely on.


ARLO™ is different. It uses live HUD limits, daily rate feeds, and ZIP-Code specific closing cost data to show you exactly what’s possible — before you ever speak to anyone.

 Here’s what you’ll get instantly:


  • Real-Time Interest Rates & APR — Updated daily for both fixed and adjustable-rate options.
  • Accurate Closing Costs — Includes local fees, taxes, and third-party charges for your area.
  • See Your Maximum Loan Amount Right Away — Based on age, home value, and current HUD lending limits.
  • Personalized Program Matching — Instantly identifies eligibility for HUD HECM or high-value jumbo/proprietary programs.
  • Side-by-Side Loan Comparisons — Clearly compare payout options: lump sum, monthly income, or line of credit.
  • Adjustable Input Controls — Change payout strategy, rate assumptions, or draw amounts to see how it affects your result.
  • Full Amortization View — See year-by-year how your equity and loan balance could change over time.

What Our Customers Say

The stories shared by our customers reflect our commitment to delivering clear guidance, excellent service, and lasting peace of mind throughout the reverse mortgage process.

© 2025 All Reverse Mortgage, Inc. All Rights Reserved. NMLS #13999 HUD Lender #26031-0007 Privacy Policy

This material has not been reviewed, approved, or issued by HUD, FHA, or any government agency. All Reverse Mortgage, Inc. is an independent company and is not affiliated with, acting on behalf of, or directed by HUD/FHA or any government agency. This content does not constitute tax advice. Reverse mortgage programs may not be available in all states. View our state licenses here.